存款利率



以下存款利率为标准银行存款利率。

We use two terms to explain how much interest we pay on your deposit accounts. 

Interest Rate: Annualized percentage rate we pay your account and does not reflect compound interest, which is an interest paid or interest you have earned. 

Annual Percentage Yield (APY): Annualized percentage rate we pay on your account and includes compound interest. 

APY may be higher than the interest rate due to compound interest.

Rates for Checking Accounts and Savings Accounts

Type of Accounts Interest Rate APY Minimum Balance Required Credit Frequency
Now Account 0.20% 0.20% $1,000 Monthly
Money Market Account 0.10% 0.10% $2,500 Monthly
Money Market Account
0.20% 0.20% $10,000 Monthly
Money Market Account
0.40% 0.40% $100,000 Monthly
Money Market Account
0.50% 0.50% $250,000 Monthly
Savings 0.15% 0.15% $200
Quarterly
The above deposit rates are accurate as of May 21, 2021.

The rate you receive is determined by the date we receive your deposit.

We use the daily collected balance method to calculate the interest on this account. This method applies a daily periodic rate to the principal in the account each day. Unless otherwise states, interest is compounded and calculated and paid as noted above. Fees may reduce earnings. Please speak with a personal banker for details.
 
A copy of the Deposit Account Terms and Conditions is available upon request. 


Rates for Certificate of Deposit ("CD")

Terms of Accounts Interest Rate APY Minimum Balance Required Credit Frequency
1 Month 0.10% 0.10%
$1,000 Monthly
3 Month 0.15% 0.15%
$1,000
Quarterly
6 Month 0.15% 0.15%
$1,000
Quarterly
12 Month 0.25% 0.25% $1,000
Quarterly
18 Month 0.30% 0.30% $1,000
Quarterly
24 Month 0.40% 0.40% $1,000
Quarterly
30 Month 0.40% 0.40% $1,000
Quarterly
36 Month 0.45% 0.45% $1,000
Quarterly
48 Month 0.50% 0.50% $1,000
Quarterly
60 Month 0.60% 0.60% $1,000
Quarterly
The above deposit rates are accurate as of May 21, 2021.

The rate you receive is determined by the date we receive your deposit.

We use the daily collected balance method to calculate the interest on this account. This method applies a daily periodic rate to the principal in the account each day. Unless otherwise states, interest is compounded and calculated and paid as noted above. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. When you make a deposit to any one of our CD products, you agree to keep the funds on deposit until the maturity date. The maturity date is the first day you can change the term or make a withdrawal without paying an early withdrawal penalty. We reserve the right to permit withdrawals of principal only upon maturity. If we permit you to make an early withdrawal of principal before maturity, you will pay an early withdrawal penalty. Fees may reduce earnings. Please speak with a personal banker for details.

A one month term is at least 31 days. 

A copy of the Deposit Account Terms and Conditions is available upon request.